Estates & buildings · Water damage restoration
Water damage restoration
Water that sits turns a dry-out into a reconstruction. On a coastal house the damage runs behind the cabinetry, under the stone, through the millwork and into the mechanical before anyone sees a mark on the ceiling. We extract, dry and document to the IICRC standard — and because the houses we keep are photographed every month, we can show what yours looked like before the water.
Time
The first hours decide the cost
A burst supply line found at two in the morning is a plumbing bill. The same line found on Monday is a kitchen. Nothing about the water changes in between; what changes is what it has reached and what it has become.
Clean water does not stay clean
The IICRC S500 standard sorts water into three categories by what it carries. Category 1 is a supply line or rain through a window. Left standing in a warm house, in contact with carpet pad, gypsum and whatever is under the floor, it degrades to Category 2 in about two days and to Category 3 after that. Each step up changes what can be dried in place and what has to come out, and the step is a matter of time, not of what broke.
Gypsum and plaster
Drywall wet for a few hours dries in place. Drywall wet for days loses its paper bond, swells at the joints and begins to grow what the humidity feeds. The flood cut that could have been avoided becomes the only honest option, and the paint, the finish and the base all go with it.
Hardwood
Solid and engineered floors take water from the underside first. Cupping shows within days and is usually recoverable if the drying starts promptly and is done from above and below, on mats, against readings. Left to crown and buckle, the floor is finished — and often the subfloor with it.
Cabinetry and millwork
Kitchen and vanity carcases are particleboard and MDF behind the veneer, and they wick from the toe-kick up. The first days decide whether the run is dried in place from behind or replaced, along with the stone that sits on it and the backsplash that is grouted to the wall.
Stone and what is under it
Travertine and marble are porous. Water that reaches the mortar bed and the substrate does not show on the surface until it has been there long enough to stain, lift or bloom white at the joints. A moisture meter finds it in the first hour. Looking finds it in the third week.
Florida humidity
Outside, the air is already near eighty per cent. A wet house with the air conditioning off is an incubator: microbial growth begins within a day or two, and the air begins to carry it through the house. Dehumidification and air movement from the first hours are what keep a water loss from becoming an air-quality problem.
The difference
We can show what the house looked like before the water
Most of what is argued about after a water loss is not the water. It is whether the damage was there before. On a house we already keep, that question has an answer, with a date on it.
Every house on the estate calendar is walked and photographed on every visit: the exterior condition walk monthly, the interior on house watch, the glass, the stone, the terraces, the mechanical rooms, and the cabinets under the sinks where the supply lines live. The photographs are dated, taken the same way each time, and kept by us. Nobody has to think about them, and nobody does — until the day there is water on the floor.
Carriers routinely dispute whether damage pre-existed the event. An adjuster who sees cupped hardwood, a stained ceiling or a swollen vanity three days after a loss has no way of knowing whether it was cupped, stained or swollen three months before — and a house with a dozen other things going on can be read either way. It is the most common reason a large claim is reduced, and in most cases the owner has nothing to answer it with except their own word and whatever happens to be on their telephone.
Our clients have something else: a dated, systematic, third-party record of the same room, the same floor and the same run of cabinets in good condition, taken by a firm that had no idea there would ever be a claim. Alongside the readings and the photographs we take on the day, that record helps substantiate what the water did and what it did not. It does not decide a claim — nothing on our side of the work can, and we do not advise on coverage — but it means the question of what was there before is not left to memory.
No restoration company can produce this. Not because it is difficult, but because it requires having been in the house every month before anything went wrong. That is what the estate calendar is, and this page is one of the reasons it exists.
Dated
Each photograph carries the day it was taken, and the visit it was taken on sits in a written calendar you have had all along. There is no reconstructing when the record was made; it says.
Systematic
The same rooms, the same elevations and the same angles on each visit, so a change shows as a change and not as an accident of where someone happened to stand.
Third-party
Taken by a firm engaged to keep the house, not to sell a repair, and taken before there was any loss to document. It is the kind of record that is only persuasive because it was never meant to be.
The standard
How a dry-out runs
The work follows the IICRC S500 Standard for Professional Water Damage Restoration, the reference the trade and the carriers both recognise. The sequence below is what that means in a house, in the order it happens.
- First call and triageWhat happened, where the water came from, whether it has stopped and what it has reached. What to shut off. Whether a licensed plumber, roofer or electrician is needed for the source. What is arranged, and you are told what it is.
- Safety, category and classOn arrival: the power, the structure and the water itself. The water is categorised by its source and what it has touched — clean supply, grey or black — and the loss is classed by how much wet material there is and how hard it will be to evaporate. Those two determinations set the plan and decide what can be saved.
- Source controlNothing dries while water is still arriving. The supply is isolated, the roof opening covered, the appliance disconnected. Where the source is a plumbing, roofing or electrical repair, a licensed trade makes it, contracting directly with you, and the drying proceeds around them.
- ExtractionStanding water is pumped out and the remainder is extracted from carpet, pad and hard surfaces with truck-mounted or portable equipment. Every gallon removed mechanically is a gallon that does not have to be evaporated. Extraction is the fastest drying there is.
- Drying plan and equipment placementMoisture readings and a moisture map of every affected material. Drying goals set against a dry standard taken from unaffected material of the same kind in the same house. Air movers, dehumidifiers and specialty drying — floor mats, wall-cavity injection — placed and sized to the class of the loss, not to the size of the truck.
- Daily monitoring against the goalsEvery day, every affected material is metered and the reading recorded against its drying goal. Temperature, relative humidity and grains of moisture are logged in each room, outside, and at the dehumidifier. Equipment is moved, added or removed on the numbers. The day's readings are in your hands that day.
- Completion against the dry standardThe job is finished when the materials read at the dry standard, not when the equipment has been there a set number of days. The final readings are taken and recorded, and the equipment comes out.
- The documentation packageThe moisture logs, the psychrometric readings, the equipment log, the moisture maps, the photographs from first walk to final reading, and an itemised estimate of our own work, in one file: to you, and at your direction, to your adjuster.
What we do
The scope
Extraction, drying, the air and the record of all of it are our own work; none of it requires a licence in Florida, and the statute is clear about where it stops. Where a loss runs past that line — mold above the statutory threshold, rebuilding, plumbing and electrical repair — a licensed trade contracts directly with you, and we hand over the file.
Emergency extraction
Standing water out, and the water in the carpet, the pad and the hard floors after it.
- Standing water pumped
- Truck-mounted and portable extraction
- Carpet and pad lifted or removed as the category requires
- Contents moved, blocked and recorded
- Debris bagged, inventoried and hauled
- Photographs before, during and after
Structural drying
The building itself dried to a measured standard, not to a calendar.
- Moisture map of every affected material
- Dry standard taken from unaffected material
- Air movement and dehumidification sized to the class
- Flood cuts and baseboard removal where drying in place is not possible
- Daily readings against the drying goal
- Completion documented, equipment out
Specialty drying
The materials on a coastal house that a standard dry-out ruins.
- Hardwood on mat systems, top and bottom, before it cups
- Wall cavities dried by injection behind tile, stone and millwork
- Cabinetry dried from the toe-kick and the back without pulling the run
- Stone and mortar beds metered, not guessed at
- Plaster and heavy trim dried at a controlled rate to avoid cracking
- Each monitored on its own readings
Air quality and containment
The air in the rest of the house kept clean while the wet part is dealt with.
- Negative-air containment of the wet area
- HEPA air scrubbing
- Antimicrobial application to affected surfaces
- Odour control
- Dehumidification held across the rest of the house
- Air handling isolated from the wet zone
Documentation and reporting
The file that follows the water from the first call to the final reading.
- Daily moisture and psychrometric logs
- Equipment log: what, where, when placed, when removed
- Moisture maps by room and material
- Photographs throughout
- Itemised estimate of our own work
- Delivered to you, and at your direction to your adjuster
Storm and surge response
The week after a named storm, on a house we closed before it.
- Surge water and silt out
- Salt-water contact recorded by material
- Drying under generator where the grid is down
- The pre-storm record set beside the post-storm one
- Roof and envelope openings covered by a licensed trade
- Houses on the storm readiness programme first
The boundary
Where we stop, and who takes over
Three lines are drawn by Florida statute, and we hold to them. Much of the trade blurs them. Being plain about where they fall is how you know the rest of what we say is true.
Mold
Florida licenses mold assessment and mold remediation as separate trades, and growth beyond ten square feet belongs to them. If we find or expose growth past that threshold we stop, contain it, photograph it, record where it is and how much, and tell you the same day. You engage a licensed mold remediator directly, and the law keeps that firm separate from the one that assesses: the same company cannot both assess and remediate the same property within twelve months. We keep the drying and the containment going around their work and hand them our readings.
Reconstruction
Drying ends with the materials at the dry standard and the flood cuts open. Putting the house back — drywall, floors, cabinetry, stone, paint — is contracting under Chapter 489, and it is performed by a licensed contractor who contracts directly with you. Amalfi Construction can take it on, directing licensed trades that contract with you as on every project; if you prefer your own contractor, the drying file goes to them.
Plumbing and electrical
The failed supply line, the appliance valve, the roof that let the water in, the panel that got wet: each is a licensed trade. We isolate the source so the drying can begin, and the licensed plumber, roofer or electrician makes the repair under a contract with you. We work around them and record what they found.
The file
What we give your adjuster
We are not your adjuster and we do not act as one. We do not file, negotiate or advise on your claim, and we do not interpret your policy — that is for your adjuster, your broker or a licensed public adjuster. What we do is document the loss better than anyone else in the house, and hand it over.
A water claim is decided on paper. The adjuster who was not there on the first night has to reconstruct what happened from what the restorer wrote down, and a restorer who kept poor notes costs the owner money without ever meaning to. So the file is treated as part of the work, and it is built from the first call rather than assembled afterwards.
Everything we record is about our own work and what we observed: where the water was, what it reached, what it read, what we did about it, and what it read when we finished. Our estimate itemises our scope and our pricing and nothing else. We will explain any line of it to you or to your adjuster. We will not tell either of you what the policy covers, because we do not know and are not permitted to say.
Where the house is on the estate calendar, the file begins before the loss, with the condition record described above. Where it is not, the file begins the moment the first photograph is taken on arrival, and it is the most complete account of the loss anyone will have.
Named storms
We closed the house, and we are the first ones back
Surge is Category 3 from the first minute: salt water, silt, sewage and whatever the canal carried in. The houses that fare best after a storm are the ones that were documented before it and reached early after it. On the storm readiness programme, both are already arranged.
Closed by us
Shutters down, furniture in, drains cleared, equipment secured, water and gas isolated, and all of it photographed on the way out. The close is the last entry in the record before the storm, and it is dated.
The pre-storm record
A surge claim turns on what the water did, what the wind did, and what was already there. We hold the photographs from the close and from the months before it, so the house as it stood before the storm is not a matter of recollection.
First back
Houses on the programme are visited first once it is safe to be on the road, before you travel back. The first look is photographed, the surge water and silt come out, the drying starts under generator if it has to, and the file picks up where the close left off.
Questions
Before you call
Should I call my insurer before I call you?
Stop the water first, then call whoever you need to. Your policy sets out what notice your carrier requires and when; that is a question for your agent or your adjuster, and we do not advise on it. What we can tell you is that drying does not wait well. The clock on secondary damage starts the moment the water does, and the documentation we build from the first visit is the same whether the claim is opened that day or the next.
Who pays you?
You do. You engage us in writing, our estimate itemises our own work line by line, and we invoice you for it. Whether and how much your carrier reimburses you is between you and your carrier. We do not file, negotiate or manage claims, and nothing we ask you to sign gives us any claim against your insurer.
What is an assignment of benefits, and why does it no longer apply?
An assignment of benefits was a document a restoration company asked you to sign on the first night, transferring your rights under the policy to the company so it could bill and pursue your carrier directly. Florida law now makes a post-loss assignment of benefits void on residential and commercial property policies issued on or after 1 January 2023, so the arrangement no longer exists for anyone. You contract with us and we invoice you, your claim stays yours, and nobody between you and your carrier holds a piece of it.
What happens if you find mold?
We stop, contain it, photograph it, and record where it is and how much. Florida licenses mold assessment and mold remediation as separate trades, and growth beyond ten square feet belongs to them. You engage a licensed mold remediator directly, and the law requires that the firm which assesses the mold and the firm which removes it be different companies for twelve months, so you are not at the mercy of one opinion. We keep the drying and the containment going around their work and hand them our readings.
How long does drying take?
It depends on what is wet, how wet, and for how long before we started. A clean-water loss caught the same day on tile and drywall is a different job from hardwood and cabinetry that sat over a weekend. The honest answer is that the job is finished when the materials read at the dry standard, and not before. The readings are taken daily and you see them daily, so you always know where it stands and why the equipment is still there.
Can you do the repairs afterwards?
The drying ends with the materials dry and the flood cuts open. Rebuilding — drywall, floors, cabinetry, stone, paint — is construction, and in Florida it is performed by a licensed contractor who contracts directly with you. Amalfi Construction can take it on, directing licensed trades that contract with you as on every project; if you prefer your own contractor, the drying file goes to them. Either way the drying contract and the construction contract are separate, and you are never paying one firm for the other's work.
What do you give my adjuster?
The same file we give you, at your direction: daily moisture logs by material and location, psychrometric readings, the equipment log, moisture maps, photographs from arrival to completion, the source and cause as we observed it, and an itemised estimate of our own work. Where the house is on the estate calendar, the dated condition record from before the loss goes with it. We will explain any line of our estimate to your adjuster. We do not interpret your policy or advise on coverage; that is for your adjuster, your broker or a licensed public adjuster.
Do you need a licence to do this work in Florida?
No. Water extraction, structural drying, dehumidification, air scrubbing, moisture monitoring, antimicrobial application and the removal of wet carpet, pad and drywall as part of drying are not a licensed trade under Florida's contracting statute, and a Florida appellate court confirmed in 2024 that dry-out contracts do not require a contractor's licence. The lines are drawn around that scope: mold above ten square feet, reconstruction, plumbing and electrical repair each require a licence, and each is performed by a licensed trade that contracts directly with you. Certificates of insurance are in your hands before anyone arrives.
Alongside
Part of the whole property
On a private residence, the condition record that makes this page possible is kept under the estate calendar, and the storm close that precedes a surge loss is Programme VIII on it. On a hotel, a plaza or an association, a water loss is handled alongside the building's plant under Amalfi Mechanical, whose crews already know where the valves are. Rebuilding after the drying is done is Amalfi Construction, under its own contract.
Enquiries
If there is water on the floor now
Call. Say what happened and what it has reached, and we will tell you what to shut off and what has been arranged. If the house is on the estate calendar, say so — the record is already in hand. If it is not, the file begins with the first photograph on arrival.